Ādiyasuttaṁ
The Discourse on the Right Use (of Wealth) (AN 5.41)

A Pāli and English line by line (interlinear) version of a short discourse about the way to acquire and use wealth so as to produce a welcome result.

edited and translated by
Ānandajoti Bhikkhu

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Ekaṁ samayaṁ Bhagavā Sāvatthiyaṁ viharati
At one time the Fortunate One was dwelling near Sāvatthī

Jetavane Anāthapiṇḍikassa ārāme.
at Anāthapiṇḍika’s grounds in Jeta’s Wood.

Atha kho Anāthapiṇḍiko gahapati yena Bhagavā tenupasaṅkami,
Then the householder Anāthapiṇḍika approached the Fortunate One,

upasaṅkamitvā Bhagavantaṁ abhivādetvā ekam-antaṁ nisīdi.
and after approaching and worshipping the Fortunate One he sat down on one side.

Ekam-antaṁ nisinnaṁ kho Anāthapiṇḍikaṁ gahapatiṁ Bhagavā etad-avoca:
While sitting on one side the Fortunate One said this to the householder Anāthapiṇḍika:

“Pañcime, gahapati, bhogānaṁ ādiyā.
“(There are) these five uses of wealth, householder.

Katame pañca?
Which five?

Idha, gahapati, ariyasāvako, uṭṭhānavīriyādhigatehi bhogehi,
Here, householder, a Noble Disciple, with the wealth he has attained through industry and effort,

bāhābalaparicitehi sedāvakkhittehi Dhammikehi Dhammaladdhehi,
accumulated through the strength of his arms, through the sweat of his brow, righteously, in accordance with the Dhamma,

attānaṁ sukheti pīṇeti sammā sukhaṁ pariharati,
makes himself happy and satisfied, and he looks after (himself) in a correct and pleasant way,

mātāpitaro sukheti pīṇeti sammā sukhaṁ pariharati,
he makes his mother and father happy and satisfied, and he looks after (them) in a correct and pleasant way,

puttadāradāsakammakaraporise sukheti pīṇeti sammā sukhaṁ pariharati,
he makes his children, wife, workers and servants happy and satisfied, and he looks after (them) in a correct and pleasant way,

ayaṁ paṭhamo bhogānaṁ ādiyo.
this is the first use of wealth.

 

Puna caparaṁ, gahapati, ariyasāvako, uṭṭhānavīriyādhigatehi bhogehi,
Moreover, householder, a Noble Disciple, with the wealth he has attained through industry and effort,

bāhābalaparicitehi sedāvakkhittehi Dhammikehi Dhammaladdhehi,
accumulated through the strength of his arms, through the sweat of his brow, righteously, in accordance with the Dhamma,

mittāmacce sukheti pīṇeti sammā sukhaṁ pariharati,
makes his friends and comrades happy and satisfied, and he looks after (them) in a correct and pleasant way,

ayaṁ dutiyo bhogānaṁ ādiyo.
this is the second use of wealth.

 

Puna caparaṁ, gahapati, ariyasāvako, uṭṭhānavīriyādhigatehi bhogehi,
Moreover, householder, a Noble Disciple, with the wealth he has attained through industry and effort,

bāhābalaparicitehi sedāvakkhittehi Dhammikehi Dhammaladdhehi,
accumulated through the strength of his arms, through the sweat of his brow, righteously, in accordance with the Dhamma,

yā tā honti āpadā:
from whatever dangers there are:

aggito vā udakato vā rājato vā corato vā appiyato vā dāyādato,
from fire or from water or from kings or from thieves or from unloved heirs,

tathārūpāsu āpadāsu bhogehi pariyodhāya vattati,
defends his wealth from such dangers,

sotthiṁ attānaṁ karoti,
and he keeps himself safe,

ayaṁ tatiyo bhogānaṁ ādiyo.
this is the third use of wealth.

 

Puna caparaṁ, gahapati, ariyasāvako, uṭṭhānavīriyādhigatehi bhogehi,
Moreover, householder, a Noble Disciple, with the wealth he has attained through industry and effort,

bāhābalaparicitehi sedāvakkhittehi Dhammikehi Dhammaladdhehi,
accumulated through the strength of his arms, through the sweat of his brow, righteously, in accordance with the Dhamma,

pañcabaliṁ kattā hoti:
makes five offerings:

ñātibaliṁ, atithibaliṁ, pubbapetabaliṁ, rājabaliṁ, devatābaliṁ,
offerings to relatives, offerings to guests, offerings to the departed, offerings to kings, and offerings to the gods,

ayaṁ catuttho bhogānaṁ ādiyo.
this is the fourth use of wealth.

 

Puna caparaṁ, gahapati, ariyasāvako, uṭṭhānavīriyādhigatehi bhogehi,
Moreover, householder, a Noble Disciple, with the wealth he has attained through industry and effort,

bāhābalaparicitehi sedāvakkhittehi Dhammikehi Dhammaladdhehi,
accumulated through the strength of his arms, through the sweat of his brow, righteously, in accordance with the Dhamma,

ye te samaṇabrāhmaṇā madappamādā paṭiviratā, khantisoracce niviṭṭhā,
(towards) whatever ascetics and brāhmaṇas have put aside pride and heedlessness, who are established in patience and gentleness,

ekam-attānaṁ damenti, ekam-attānaṁ samenti, ekam-attānaṁ parinibbāpenti,
who tame themselves, calm themselves, and emancipate themselves,

tathārūpesu samaṇabrāhmaṇesu uddhaggikaṁ dakkhiṇaṁ patiṭṭhāpeti,
he establishes a beneficial donation for those ascetics and brāhmaṇas,

sovaggikaṁ sukhavipākaṁ saggasaṁvattanikaṁ,
which is heavenly (itself) and has a happy result leading to heaven,

ayaṁ pañcamo bhogānaṁ ādiyo.
this is the fifth use of wealth.

 

Ime kho, gahapati, pañca bhogānaṁ ādiyā.
These, householder, are the five uses of wealth.

Tassa ce, gahapati, ariyasāvakassa, ime pañca bhogānaṁ ādiye ādiyato
If for a Noble Disciple, householder, from the usage of these five uses of wealth

bhogā parikkhayaṁ gacchanti, tassa evaṁ hoti:
his wealth goes to destruction, this occurs to him:

‘Ye vata bhogānaṁ ādiyā te cāhaṁ ādiyāmi,
‘Whatever (good) uses for wealth there are I have used them (in that way),

bhogā ca me parikkhayaṁ gacchantī!’ ti
let my wealth go to destruction!’

Itissa hoti avippaṭisāro.
He is not remorseful.

 

Tassa ce, gahapati, ariyasāvakassa, ime pañca bhogānaṁ ādiye ādiyato
If for a Noble Disciple, householder, from the use of these five uses of wealth

bhogā abhivaḍḍhanti gacchanti, tassa evaṁ hoti:
wealth increases, this occurs to him:

‘Ye vata bhogānaṁ ādiyā te cāhaṁ ādiyāmi,
‘Whatever (good) uses for wealth there are I have used them (in that way),

bhogā ca me parikkhayaṁ gacchantī!’ ti
let my wealth increase!’

Itissa hoti ubhayeneva avippaṭisāro. ti
Either way he is not remorseful.

Bhuttā bhogā bhatā bhaccā, vitiṇṇā āpadāsu me,
Wealth enjoyed by servants, brothers, for removing dangers, (or) by me,

Uddhaggā dakkhiṇā dinnā, atho pañcabalīkatā,
Given in beneficial donations, also through making the five offerings,

Upaṭṭhitā sīlavanto, saññatā brahmacārayo.
Has been established by the virtuous, skilful one who lives spiritually.

Yad-atthaṁ bhogaṁ iccheyya, paṇḍito gharam-āvasaṁ:
The wise one who lives in a house will wish for wealth and welfare (thinking):

‘So me attho anuppatto kataṁ ananutāpiyaṁ.’
‘That prosperity attained by me causes lack of remorse.’

Etaṁ anussaraṁ macco, Ariyadhamme ṭhito naro,
A man remembering this, a person established in Nobility,

Idheva naṁ pasaṁsanti, pecca sagge pamodatī.” ti
Is praised right here (and now), and later rejoices in heaven.”